Travel Protection – Same price regardless of Age

It's unavoidable. One or more of a group's members can't make a trip due to an emergency such as illness. It's upsetting to anyone and causes headaches. That's why you should purchase Travel Confident^® – a travel protection plan that every member of a tour can purchase individually.

Details of Travel Confident^®

• Same price regardless of age.

  Trip Cost Per Person	Travel Confident Cost Per Person
  Up to $500	$38
  $501 - $600	$48
  $601 - $700	$62
  $701 - $1,100	$72
  $1,101 - $1,500	$96
  $1,501 - $2,000	$132
• No minimum number of people needed to sign up – one or more members of a group can purchase individual protection!
• Easy sign up – Once a group tour is booked, either the group's leader can collect each passenger's check, or the individuals can go to www.travelconfident.com and purchase their own plan.
• Pre-existing condition coverage (*3) – available for everyone who purchases the Travel Confident Protection Plan within 14 days of the date their initial payment or deposit for the trip is received. (read your Plan Document for complete terms that apply)

Included in the Plan:

The following is highlights of the Travel Confident Plan. Please refer to your Plan Document for complete terms, conditions, and exclusions.

	Trip Cancellation (*4):	You are covered up to your TRIP COST protected in the event you must cancel your trip for a covered reason.
	Trip Interruption:	This covers the unused portions of your land or water travel arrangements, plus the additional transportation costs paid, if you must interrupt your trip due to a covered reason such as the following:
		Sickness, Injury or Death: Of you, a traveling companion, a family member, or a business partner Jury Duty: Or being required to appear as a witness in a legal action A Strike: That causes your common carrier to cease services for at least 18 hours Job Loss: Where you have worked for at least 1 year Terrorist Attack, Hijack Inclement Weather: That causes your common carrier to cease operations for at least 18 Hours Uninhabitable Accommodations: Your primary residence or scheduled destination is made uninhabitable by a natural disaster or burglary Getting into a Traffic Accident: On your way to your trip's departure point
	Baggage & Personal Effects - Up to $1,000:	If your baggage is lost, stolen, damaged or destroyed during your trip.
	Medical Expense - Up to $5,000:	If you are injured or become ill on the trip. You also are covered for up to $750 in emergency dental treatment.
	Medical Evacuation and Repatriation of Remains** – Up to $20,000!:	Should a severe illness require immediate care and a local hospital cannot meet your needs, this covers the costs to transport you to the nearest hospital where you can receive appropriate treatment.** If you are traveling alone, and hospitalized for more than 7 days, you are also covered for the air fare of a companion to join you at the hospital.
	24/7 Non-Insurance Travel Assistance Services:	Such as lost baggage retrieval, emergency cash advance, medical or legal referrals, prescription drug/eyeglass replacement assistance, translation services.

*Please remember – This is not your Plan Document. Be sure you receive a copy of your Plan Document and read it before your trip. See your group leader or visit www.travelconfident.com to obtain a copy.

* This page contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et. al., T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2022. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non insurance Travel Assistance Services provided by C&F Services through Active Claims Management (2018) Inc., operating as "Active Care Management", "ACM", "Global Excel Management", and/or "Global Excel". Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. Your travel retailer maybe compensated for the purchase of a plan. CA DOI toll free number: 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured: P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; customercare@travelinsured.com; California license #0I13223.

**Travel must be authorized in advance by the physician and assistance company.

(*3) Losses due to, arising or resulting from pre-existing conditions are normally excluded from coverage. However, such losses are covered on the same basis as losses due to, arising or resulting from all other sicknesses and injuries if you qualify for the Pre-Existing Medical Condition Exclusion Waiver.

(*4) The covered reasons for Trip Cancellation coverage are not identical to the covered reasons for Trip Interruption coverage, and additional terms apply to all covered reasons.

AH-4997